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Retirement

  • Social security retirement income estimator Get Calculator >
  • How does inflation impact my retirement income needs? Get Calculator >
  • Convert discretionary expenses to savings Get Calculator >

Savings

  • Becoming a millionaire Get Calculator >
  • How long will it take to double my money? Get Calculator >
  • How long until my savings reach my goal? Get Calculator >
  • Save now vs. save later Get Calculator >
  • How much should I save to reach my goal? Get Calculator >
  • What will my current savings grow to? Get Calculator >
  • Calculate rate of return Get Calculator >
  • How do taxes and inflation impact my return? Get Calculator >

Insurance

  • What is my life expectancy? Get Calculator >
  • What are the chances of becoming disabled? Get Calculator >
  • How much will I earn in my lifetime? Get Calculator >
  • What are the tax advantages of an annuity? Get Calculator >
  • How long will my current life insurance proceeds last? Get Calculator >

Taxation

  • Federal income tax calculator Get Calculator >
  • How much self-employment tax will I pay? Get Calculator >
  • What is my tax-equivalent yield? Get Calculator >
  • Tax refund estimator Get Calculator >
  • Tax freedom day Get Calculator >

Home & Mortgage

  • Comprehensive mortgage calculator Get Calculator >
  • Should I convert to a bi-weekly payment schedule? Get Calculator >
  • What are the tax savings generated by my mortgage? Get Calculator >
  • Compare an interest-only versus traditional mortgage Get Calculator >

College

  • Will I be able to pay back my student loans? Get Calculator >
  • Advantages of the Coverdell ESA. Get Calculator >
  • Advantages of a 529 College Savings Plan Get Calculator >
  • What is the value of a college education? Get Calculator >
  • What are the payments on a parental (PLUS) loan? Get Calculator >

Cash Flow

  • Should I pay down debt or invest more? Get Calculator >
  • How long will my money last? Get Calculator >
  • Historical inflation - Compare purchasing power Get Calculator >

Credit

  • How long will it take to pay off my credit card(s)? Get Calculator >
  • How long until my loan is paid off? Get Calculator >
  • What would my loan payments be? Get Calculator >
  • What is the balance owing on my loan? Get Calculator >
  • Which is better, cash up front or payments over time? Get Calculator >
  • What is the impact of making extra debt payments? Get Calculator >
  • Should I pay off debts or invest the money? Get Calculator >

Paycheck & Benefits

  • Convert my salary to an equivalent hourly wage. Get Calculator >
  • Convert my hourly wage to an equivalent salary. Get Calculator >

Auto

  • Auto purchase - Loan vs. 0% dealer financing? Get Calculator >
  • What would my auto payments be? Get Calculator >
  • Auto loan - Accelerated payoff Get Calculator >

FINRA Calculators

  • Smart Bond Investing Accrued Interest Calculator Get Calculator >
  • Retirement Calculator Get Calculator >
  • College Savings Calculator Get Calculator >
  • Savings Calculator Get Calculator >
  • 401(k) and IRA Minimum Required Distribution Calculator Get Calculator >

Penn Blog

New Home Financing Checklist

Submitted by Penn Financial on October 28th, 2020

While owning a home is the quintessential American dream, not everyone is able to purchase a home when they desire. If you’re fresh out of school with a boat load of student debt, it’s probably best to wait until you’ve been working for at least a year before you start looking to buy.

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Avoiding Retirement Woes

Submitted by Penn Financial on October 28th, 2020

How to Avoid Retirement Woes

  • Read more

Art as an Investment

Submitted by Penn Financial on October 28th, 2020

Are you an investor looking to diversify your investments, or perhaps you’re a new investor looking for something other than traditional stocks and bonds to invest in. No matter what your situation, investing in art can prove to be lucrative, if you do your research.

  • Read more

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Contact info

  •   11220 Denton Hill Rd, Fenton, MI 48430
  •   810-750-1811
  •   gpenn@summitfn.com

Penn Financial, LLC., is an independent company with securities offered through Cetera Advisor Networks LLC, Member FINRA/SIPC. Advisory services offered through Summit Financial Group, Inc., a Registered Investment Advisor. Summit and Cetera are affiliated and under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only.  Registered representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered.  Not all of the products and services referenced on this site may be available in every state and through every representative listed.  For additional information, please contact the representative (s) listed on the site or visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com

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