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Holistic Retirement Planning

Your Holistic Retirement Plan awaits!

Your plan consists of three main components. Penn Financial’s GPS Financial planning process, your values and goals, and a broad spectrum of Managed Investment Platforms and investments.

Creating your plan and portfolio, aligned with your values, needs and goals, is where our process shines. Penn Financial’s GPS Financial Planning process helps lead us to investment choices and decisions that are designed to help you to meet your goals. As a Fiduciary, Gary Penn has your best interest as his highest priority. When you succeed, we succeed.

If you are like most people, you dream of a retirement that’s free from worry, with the freedom to live life, your way. To help you, we’ve created a holistic approach to retirement planning and execution. Our GPS Financial Planning process is one piece of that holistic approach, and a great place to start.

Penn Financial’s exclusive GPS system creates a financial plan that’s tailored to fit YOUR needs. Fully customizable, GPS can be tailored to your dreams. No matter what your goals are, we can incorporate them in your plan. Maybe you want to buy a second home or a new car, or help with college for grandkids. Whatever your goals are, we can build them into the plan and evaluate their potential effect on you long term success.

GPS considers inflation, taxation, healthcare costs, long term care, income needs, and so much more. It truly is a fantastic way to look at your financial situation today and in the future. No matter where you are in life, GPS is a great tool. If you are a young saver or already retired, GPS is the planning tool for you.

When it comes to investing, no two clients are exactly alike. Differences in age, health, net worth, lifestyle and other aspects means that your portfolio must be personalized to align with your values, needs and goals.

Penn Financial uses a broad spectrum of investments and managed investment platforms to create personalized, goal-oriented client portfolios. Each client portfolio is created and managed with one overriding mandate, help the client to succeed in planning for, and living in retirement, and leaving a legacy to those that they love. 

We’ll work together to create and implement your holistic plan and monitor your progress with regular meetings. This allows us to adjust your financial plan to reflect shifts in the marketplace and your life situations that affect you and your family.

As a Fiduciary and Financial Advisor, Gary Penn consistently maintains and exceeds his continuing education requirements to stay current on the ever-changing financial industry. Our firm is constantly learning and growing. Penn Financial is committed to staying up-to-date on all relevant tax, estate, and Social Security laws to make sure you are always provided with the best financial advice that reflects your unique situation. You are our focus, helping you to succeed is our mission.

We only do one thing here at Penn Financial, we do Your Financial Planning and Execution.

Financial GPS        

Penn Blog

New Home Financing Checklist

Submitted by Penn Financial on October 28th, 2020

While owning a home is the quintessential American dream, not everyone is able to purchase a home when they desire. If you’re fresh out of school with a boat load of student debt, it’s probably best to wait until you’ve been working for at least a year before you start looking to buy.

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Avoiding Retirement Woes

Submitted by Penn Financial on October 28th, 2020

How to Avoid Retirement Woes

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Art as an Investment

Submitted by Penn Financial on October 28th, 2020

Are you an investor looking to diversify your investments, or perhaps you’re a new investor looking for something other than traditional stocks and bonds to invest in. No matter what your situation, investing in art can prove to be lucrative, if you do your research.

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Contact info

  •   11220 Denton Hill Rd, Fenton, MI 48430
  •   810-750-1811
  •   gpenn@summitfn.com

Penn Financial, LLC., is an independent company with securities offered through Cetera Advisor Networks LLC, Member FINRA/SIPC. Advisory services offered through Summit Financial Group, Inc., a Registered Investment Advisor. Summit and Cetera are affiliated and under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only.  Registered representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered.  Not all of the products and services referenced on this site may be available in every state and through every representative listed.  For additional information, please contact the representative (s) listed on the site or visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com

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